Utkarsh Small Finance Bank IFSC codes in Jammu and Kashmir

Utkarsh Small Finance Bank has 3 branches in Jammu and Kashmir, in 2 places.

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Branch	Place	IFSC code	MICR	Address
Chainpur	Gumla	UTKS0001899	835762102	Upper Ground Floor Opposite Of Durga Mandir Near Chainpur Busstand Chainpur Road Chainpur District Gumla Pincode-835206
Gumla	Gumla	UTKS0001900	835762103	Utkarsh Small Finance Bank LTD.Ground Floor N.L.Malani Tower Ground Floor Jashpur Road Chainpur Opposite Of Stadium Gumla District Gumla Jharkhand Pincode-835207
Jammu	Samba	UTKS0001683	–	Sector-03 Opposite Plot Nos.596 To 600 Channi Himmat Housing Colony Tehsil& District Jammu J&K-180015

Utkarsh Small Finance Bank in other states

Bihar
Uttar Pradesh
Odisha
Jharkhand
Maharashtra
Madhya Pradesh
Delhi
Haryana

Data as of 1 September 2026. Branches are listed under the state the bank reported to the Reserve Bank, so a few may sit under a neighbouring state. Check the code on your cheque book or passbook before a large payment. All banks in Jammu and Kashmir